Long-Term Disability
Securing Long-Term Disability Benefits
Any individual entering the workforce has a chance of becoming disabled before retirement age. For that reason, many employers offer their employees disability insurance. However, in order for that insurance to be valuable, employees need to actually get the benefits they deserve.
If you have suffered a long-term disability, your benefits may be a crucial source of income over a long period of time. At Schmidt, Kirby & Sullivan, P.C., we can help you if your claim has been denied or if you have questions about how to get the highest possible level of benefits from multiple sources.
Contact us to get help from a skilled disability benefits lawyer.
Meeting Deadlines, Asserting Your Rights
If you are covered by a long-term disability plan offered by your employer, it is probably governed by the Employee Retirement Income Security Act (ERISA). This federal law is meant to guarantee employees' rights to a fair process when they apply for benefits.
However, ERISA also imposes special deadlines and procedures that must be followed when appealing a denial of benefits.
If you have been denied long-term disability benefits, you should consult with an attorney right away. There are important steps to take early in the process, before you have completed the internal appeals process under your plan.
Contact us to get long-term disability assistance from experienced disability benefits attorneys. We will not charge you any fees unless we are able to recover benefits for you.
Exploring Multiple Benefits SourcesIf you have become disabled, have both worked a sufficient number of quarters and have a long-term disability plan through your employer, you may meet the eligibility requirements for both Social Security Disability Insurance and your employee plan. We can help you understand each program's requirements and benefits and help you determine how to maximize your disability benefits from the multiple sources available to you. |
